In 2026, many people are asking: “Should I keep renting… or finally buy?” It’s not just a financial decision. It’s a lifestyle decision. Let’s break this down clearly and realistically. Step 1: What Are You Paying in Rent? Start with your current number. If you're paying: $2,200–$3,000+ per month in many Sacramento-area rentals And that number increases yearly You’re paying 100% toward housing…But 0% toward ownership. Rent gives flexibility. Ownership builds equity. Step 2: H