If you’re buying a home in Sacramento, Elk Grove, Lincoln, or anywhere nearby, you’ll hear these two terms early: Pre-qualification Pre-approval They sound similar, but they’re not. One is basically a quick financial snapshot. The other is the closest thing to a “green light” from a lender before you go shopping. Here’s the difference, why it matters, and how to use both to your advantage. What Is a Pre-Qualification? Pre-qualification is a fast estimate of what you might b